Legal Information

(Disclaimers and Notices)

John Hancock Funds, LLC ("John Hancock") and this Web site are based in Boston, Massachusetts. John Hancock created this Web site for the convenience of its Internet visitors.

The information (including text, graphics, and functionality) is presented without express or implied warranties and is provided "AS IS". Due to the nature of the Internet, John Hancock cannot guarantee the accuracy of the information contained in this Web site or its suitability for any purpose.

This information is not an offer to sell or a solicitation of an offer to buy any security or any insurance product. No security or other product offered by John Hancock and its affiliates is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities laws or other laws of such jurisdiction. Some products may not be available in all states. In addition, the prospectus information available on this Web site is posted for informational purposes only.

The mutual funds and variable insurance products referred to in this Web site may be offered and sold only to persons in the United States and its territories. These products are distributed by John Hancock Financial Services, Signator Investors, Inc., and John Hancock Funds, LLC, Member FINRA | SIPC and other unaffiliated selling brokers.